Homeownership
Homeownership remains a desired path to wealth-building and residential stability for millions of households. Our research examines changing patterns of homeownership at the national and metro levels, as well as the demographic drivers of those patterns. We also look at how government programs and policies shape homebuyer markets and the housing finance system.
Lower Interest Rates Fail to Offset Effects of High Home Prices
Home Prices Surge to Five Times Median Income, Nearing Historic Highs
Explore more in Homeownership
Designing New Programs to Narrow Racial Homeownership Gaps
Homebuying Challenges in a Tight Housing Market: Perspectives from Brockton, Massachusetts
This Year, Half as Many Black Households Can Afford a Home as Last Year
Across the Nation, Rising Prices and Increased Interest Rates Limit Access to Homeownership
The Homeownership Rate and Housing Finance Policy – Part 2: The Heavy Lift to Break the 65 Percent Barrier
Designing a Nationwide Downpayment Assistance Program
Health Spending Among Older Adults Before and After Mortgage Payoff
Single-family Zoning: Can History be Reversed?
The Homeownership Rate and Housing Finance Policy – Part 1: Learning from the Rate’s History
New Data Suggest a Modest Increase in Homeownership and Household Growth Over the Past Year
High-Income Black Homeowners Receive Higher Interest Rates than Low-Income White Homeowners