Harvard Joint Center for Housing Studies

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Dear FSOC: Can We Finally Have a Housing Finance System That Is Stable as Well as Affordable?

In the past decade, housing finance policy discussions have also been heavily focused on whether the two government-sponsored enterprises (GSEs), i.e. Freddie Mac and Fannie Mae, should continue in their current form or something different on their path to exiting conservatorship. Unfortunately, the stability of the housing finance system never quite seems to make it to the policymaker front burner.


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