What's New
Racial Stratification and School Segregation in the Suburbs: The Case of Los Angeles County
June 2020
With residential mobility declining and educational choice increasing, white and...
How Gen Z & Young Millennials Are Redefining Life Stages, Markets & Retirement For Everyone
Forbes
The Harvard Joint Center for Housing Studies reports a steady...
20th Annual Dunlop Lecture: Addressing Homelessness: What Can (and Can’t) Architecture Do?
October 2020
In the 20th Annual John T. Dunlop Lecture, Michael Maltzan,...
How Gen Z & Young Millennials Are Redefining Life Stages, Markets & Retirement For Everyone
Forbes
The Harvard Joint Center for Housing Studies reports a steady...
Unless more housing is built, the buyer struggle will continue, experts say
RealEstate - The Boston Globe
Chris Herbert, managing director for the Joint Center for Housing...
Remote workers pay cooling bills or sweat out summer heat at home
Marketplace
“There has been a transfer of burden from the commercial...
20th Annual Dunlop Lecture: Addressing Homelessness: What Can (and Can’t) Architecture Do?
October 2020
In the 20th Annual John T. Dunlop Lecture, Michael Maltzan,...
Hack-A-House: A Housing Affordability Hackathon
October 2020
Hack-A-House is a 24-hour live, online, “hackathon”-style competition, hosted by...
The Rent Eats First: Using Residual Income to Measure Rental Affordability
October 2020
Most renters spend more on housing than any other basic...
Racial Stratification and School Segregation in the Suburbs: The Case of Los Angeles County
June 2020
With residential mobility declining and educational choice increasing, white and...
Estimating the Gap in Affordable and Available Rental Units for Families
April 2019
While we typically think of family households as homeowners, renters...
The Potential for Shared Equity and Other Forms of Down Payment Assistance to Expand Access to Homeownership
October 2019
Previous studies of the financial constraints for homeownership attainment have...
Research and Tools
Dear FSOC: Can We Finally Have a Housing Finance System That Is Stable as Well as Affordable?
September 16, 2020
In the past decade, housing finance policy discussions have also been heavily focused on whether the two government-sponsored enterprises (GSEs), i.e. Freddie Mac and Fannie Mae, should continue in their current form or something different on their path to exiting conservatorship. Unfortunately, the stability of the housing finance system never quite seems to make it to the policymaker front burner....
Read More
The Role of the Implied Guarantee Subsidy in FHLB Membership: Beautiful Politics but Ugly Policy
July 27, 2020
The Federal Home Loan Bank (FHLB) system consists of eleven regional banks that are cooperatives owned by their members, which their congressional charters currently specify can include commercial banks, thrifts, credit unions, insurance companies and certain other organizations. Because of the government support to their borrowings, the advances are low cost compared to the regular market rate funding available to the member-owners. The original focus of the FHLB system, as implied by its name, was on mortgage lending and mortgage-centric financial institutions that were not eligible to be members of the Federal Reserve system....
Read More
Floodway Buyout Strategy for a Resilient Houston
July 09, 2020
Houston, Texas, America’s most diverse and fourth-largest city, is the most flooded city in the United States. Houston’s geography and urban planning make flooding and water damage a constant threat. Houston is also the largest city in the US without a zoning ordinance code, though it does have land-use restrictions. The structures, policies, and tactics of disaster recovery today are not preparing the City of Houston for the increasingly costly events of tomorrow. ...
Read MoreBlog
Senior Industry Fellow
Can America Finally Have a Stable Housing Finance System?
Wednesday, September 16, 2020
The Financial Stability Oversight Council (FSOC), a committee of federal financial regulators created by the Dodd-Frank Act of 2010 and...
Read More
Deputy Director
Online Fall Events Will Focus on Equitable Development, Homelessness, and Other Key Issues
Monday, September 14, 2020
Although we’re working remotely, we still are hosting a variety of virtual events this fall on a range of housing-related...
Read More Deputy Director
Using Social Housing to Implement a Progressive Urban Agenda: Lessons from Bogota, Colombia
Thursday, August 27, 2020
When Gustavo Petro, a self-described radical, was elected mayor of Bogota, Colombia in 2012, he embraced policies aimed at densifying...
Read More
Senior Research Associate
Buyer Beware: A Cautionary Note on the Most Recent Homeownership Data from HVS
Monday, August 10, 2020
The Census Bureau released its Q2 2020 Housing Vacancy Survey (HVS) estimates on July 28. Housing analysts look to this...
Read MoreCalendar
UPCOMING EVENTS
Throughout the year, the Joint Center for Housing Studies reaches beyond the university to promote national discussion of important housing policy issues. In addition to on-campus seminars, lectures, and webcasts, we convene major conferences and symposia on topics of national importance in the housing field, bringing together housing practitioners, researchers, and policymakers from organizations and communities around the country.
See Upcoming Events