What's New
Accessibility Features for Older Households in Subsidized Housing
January 2020
In the last ten years alone, the share of older...
State housing help likely on the way as part of pandemic response
MPR
Nearly half of Twin cities renters pay more than 30...
LIVESTREAM: Conserving Forests and Preserving Affordable Housing: Insights from Ontario’s Managed Forest Tax Incentive Program
April 2020
Over the past 25 years, forest stewardship policies in the...
State housing help likely on the way as part of pandemic response
MPR
Nearly half of Twin cities renters pay more than 30...
Should There Be a COVID-19 Rent Strike?
Boston Review
Millions of workers in the United States live paycheck to...
Racing to Head Off Evictions and Foreclosures
The New York Times
A flurry of federal, state and local action aims to...
LIVESTREAM: Conserving Forests and Preserving Affordable Housing: Insights from Ontario’s Managed Forest Tax Incentive Program
April 2020
Over the past 25 years, forest stewardship policies in the...
Accessibility Features for Older Households in Subsidized Housing
January 2020
In the last ten years alone, the share of older...
Treasury’s GSE Reform Plan: My Top Ten Political Economy Insights
September 2019
The US Treasury released on September 5th its much-awaited plan...
Homeownership Experiences Following Criminal Justice Contact
December 2019
Recent work has highlighted the significance of incarceration for wealth...
Research and Tools
More for Less? An Inquiry into Design and Construction Strategies for Addressing Multifamily Housing Costs
March 16, 2020
How can developers, architects and contractors address multifamily housing costs through design and construction decisions?...
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The Association Between High Mortgage Debt and Financial Well-Being in Old Age: Implications for the Financial Education Field
February 10, 2020
Over the last few decades the share of older homeowners (age 62 and older) with mortgage debt has doubled, while the typical amount of outstanding debt relative to home values among this group has tripled. Older homeowners still paying off mortgage debt face high rates of housing cost burdens (paying more than 30 percent of income for housing), leaving less income for other necessities. In addition, homeowners with higher mortgage debt have less housing equity to tap for critical needs and face the ongoing risk of foreclosure. ...
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Demystifying GSE Credit Risk Transfer: Part II - How, and How Well, Does It Work?
February 03, 2020
Credit risk transfer (CRT) has become, in relatively quick order, a core component of the business model of the two Government-Sponsored Enterprises (GSEs), Freddie Mac and Fannie Mae, and very substantially improves that business model. In this paper, Don Layton explains how CRT works....
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Postdoctoral Fellow
COVID-19 and Financially Vulnerable Homeowners: National Trends and Voices from Brockton, Massachusetts
Wednesday, April 01, 2020
Due to the COVID-19 pandemic and the resulting economic slowdown, millions of homeowners across the United States are financially vulnerable....
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Research Associate
Pandemic Will Worsen Housing Affordability for Service, Retail, and Transportation Workers
Monday, March 30, 2020
While the full economic impact of COVID-19 is yet to be seen, early indications suggest that we are headed into...
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Senior Industry Fellow
America’s Housing Finance System in the Pandemic: Ten Stress Points to Watch
Thursday, March 26, 2020
Join us next Tuesday, March 31 for a livestream conversation with Don Layton. The coronavirus pandemic, as this is being...
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Managing Director
Responding to the COVID-19 Pandemic
Tuesday, March 24, 2020
Like everyone else around the country and the world, staff at the Joint Center for Housing Studies are adjusting, day...
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CANCELED: Airbnb’s Impact on the Residential Housing Market: Estimates from New York City
Date: Friday, April 03, 2020
Our apologies, but this event is now canceled....