What's New
Tenure and Location Choice among Hispanic Households
October 2019
Persistently large gaps in homeownership between whites and Hispanics are...
Racing to Head Off Evictions and Foreclosures
The New York Times
A flurry of federal, state and local action aims to...
LIVESTREAM: Caregiving During Disruption: Using the Opioid Epidemic to Discuss Caregiving Changes During Large-Scale Social Disruption
March 2020
In this seminar, Samara Scheckler, a Center postdoctoral fellow will...
Racing to Head Off Evictions and Foreclosures
The New York Times
A flurry of federal, state and local action aims to...
As Coronavirus Spreads, Universities Stall Their Research to Keep Human Subjects Safe
The Chronicle of Higher Education
“As fieldworkers, sometimes we can delude ourselves into thinking that...
Preserving communities, preventing displacement
The Washington Post
According to Harvard University’s Joint Center for Housing Studies, 75...
LIVESTREAM: Caregiving During Disruption: Using the Opioid Epidemic to Discuss Caregiving Changes During Large-Scale Social Disruption
March 2020
In this seminar, Samara Scheckler, a Center postdoctoral fellow will...
LIVESTREAM: Airbnb’s Impact on the Residential Housing Market: Estimates from New York City
April 2020
How do technological innovations like Airbnb affect housing markets? In...
LIVESTREAM: Conserving Forests and Preserving Affordable Housing: Insights from Ontario’s Managed Forest Tax Incentive Program
April 2020
Over the past 25 years, forest stewardship policies in the...
Tenure and Location Choice among Hispanic Households
October 2019
Persistently large gaps in homeownership between whites and Hispanics are...
Homeownership Experiences Following Criminal Justice Contact
December 2019
Recent work has highlighted the significance of incarceration for wealth...
A Case Study of GSE Politicization: The Flawed Narrative of Loose Credit
December 2019
A significant feature of America’s residential mortgage system is its...
Research and Tools
More for Less? An Inquiry into Design and Construction Strategies for Addressing Multifamily Housing Costs
March 16, 2020
How can developers, architects and contractors address multifamily housing costs through design and construction decisions?...
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The Association Between High Mortgage Debt and Financial Well-Being in Old Age: Implications for the Financial Education Field
February 10, 2020
Over the last few decades the share of older homeowners (age 62 and older) with mortgage debt has doubled, while the typical amount of outstanding debt relative to home values among this group has tripled. Older homeowners still paying off mortgage debt face high rates of housing cost burdens (paying more than 30 percent of income for housing), leaving less income for other necessities. In addition, homeowners with higher mortgage debt have less housing equity to tap for critical needs and face the ongoing risk of foreclosure. ...
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Demystifying GSE Credit Risk Transfer: Part II - How, and How Well, Does It Work?
February 03, 2020
Credit risk transfer (CRT) has become, in relatively quick order, a core component of the business model of the two Government-Sponsored Enterprises (GSEs), Freddie Mac and Fannie Mae, and very substantially improves that business model. In this paper, Don Layton explains how CRT works....
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Gramlich Fellow
More for Less?: How Design and Construction Decisions Can (and Can’t) Address Multifamily Housing Costs
Monday, March 16, 2020
How can developers, architects, and contractors address multifamily housing costs through design and construction decisions? Or, phrased differently, what are...
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Senior Research Associate
The Number of People Living Alone in Their 80s and 90s is Set to Soar
Tuesday, March 10, 2020
Over the next 20 years, the number of people in their 80s and 90s living alone will dramatically increase. Because...
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Senior Research Associate
Digging Deeper into the Story: The Widespread Implications of the Growth in High Income Renters on Low- and Middle-Income Renter Households
Wednesday, March 04, 2020
One of the major stories highlighted in our new America’s Rental Housing report is the growth in high-income renter households....
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Postdoctoral Fellow
National Politics, Neighborly Politics: The Impact of Trump’s Election on a Detroit Community
Monday, March 02, 2020
While some researchers have studied how historical community transformations and neighborhood contexts can shape voting patterns, few have examined what...
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CANCELED: Addressing Homelessness: What Can (and Can’t) Architecture Do?
Date: Tuesday, March 24, 2020
Our apologies but this event is now canceled.