Housing Markets & Conditions

With residential construction, home improvements, and related household expenditures accounting for roughly a fifth of GDP, housing market conditions are a critical indicator of the economy’s health. Our annual State of the Nation’s Housing report and other publications provide comprehensive analyses of new and existing home prices and sales, rents and vacancy rates, construction and improvement spending, and financial market indicators.

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Don Layton

Senior Industry Fellow

Demystifying GSE Credit Risk Transfer: Special Interests and Politicization

Monday, July 06, 2020

My third, and final, paper demystifying the single-family mortgage credit risk transfer (CRT) program of the government sponsored enterprises (GSEs)...

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Don Layton

Senior Industry Fellow

The Causes and Implications of Credit Tightening

Tuesday, June 16, 2020

As the economic impact of the pandemic continues, one of the biggest issues to emerge in housing finance is the...

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