Revisions to the GSE Treasury Support Agreement: Some Substance, Some Political Optics, and Treasury Gains Power Friday, January 22, 2021 Freddie Mac and Fannie Mae provide the financing for almost half of all the residential mortgages in America. When they came under severe distress in the financial crisis of 2008, they were placed by... By DON LAYTON
Remodeling Pandemic to Weigh on Home Remodeling Spending Through Mid-Year 2021 Thursday, July 16, 2020 Expenditures for improvements and repairs to owner-occupied homes are expected to slow by the middle... By ABBE WILL
Neighborhood Change Using a Buyout Strategy to Make Houston More Resilient Thursday, July 9, 2020 The city of Houston could better protect and aid the approximately 18,000 people who live in the... By ERICA VILAY, PHIL POLLMAN
Affordability A Triple Pandemic? The Economic Impacts of COVID-19 Disproportionately Affect Black and Hispanic Households Tuesday, July 7, 2020 As a result of the COVID-19 pandemic, Black and Hispanic households have been more likely to lose... By SHARON CORNELISSEN, ALEXANDER HERMANN
Housing Markets & Conditions Demystifying GSE Credit Risk Transfer: Special Interests and Politicization Monday, July 6, 2020 My third, and final, paper demystifying the single-family mortgage credit risk transfer (CRT)... By DON LAYTON
Affordability Using the Census Bureau’s Household Pulse Survey to Assess the Economic Impacts of COVID-19 on America’s Households Thursday, July 2, 2020 By the end of May, 44 percent of the nation’s households lost employment income as a result of the... By ALEXANDER HERMANN, SHARON CORNELISSEN
Affordability To Rebuild America’s Post-Pandemic Economy, We Need to Rethink Housing Wednesday, July 1, 2020 The economic pain we are experiencing in the wake of the pandemic calls for unprecedented government... By MICHAEL STEGMAN
Homeownership Mortgage Default & Foreclosure in the Last Financial Crisis: HUD/FHA Policies and Innovative State and Local Initiatives Tuesday, June 30, 2020 A new series of Issue Briefs authored by Rachel Bratt, a Senior Research Fellow at the Joint Center... By ERIN GRAVES, CHRIS HERBERT
Demographics & Projections Racial Stratification and Suburban School Segregation Wednesday, June 24, 2020 The draw of white and well-resourced suburban public schools has long fueled segregation in America... By JARED SCHACHNER
Aging As Economy Reopens, Guidance Must Consider Older Adults’ Living Situations Monday, June 22, 2020 Rates of severe illness and mortality from COVID-19 have been highest among older people. As the... By JENNIFER MOLINSKY