High Housing Costs Are Consuming Household Incomes Wednesday, June 12, 2024 Our latest America’s Rental Housing report points to an escalating affordability crisis. In the years since the COVID-19 pandemic, the rapid increase in rents combined with widespread financial... By SOPHIA WEDEEN
Housing Markets & Conditions Housing Finance Reform: Down to Two Models, Both Built on the GSEs Tuesday, October 15, 2019 The two government-sponsored enterprises (GSEs) of Freddie Mac and Fannie Mae were placed into... By DON LAYTON
Housing Markets & Conditions How Lopping off the Wrong Loan Products to Trim the GSEs’ Market Reach Could Undermine Affordable Lending Wednesday, October 9, 2019 Over the years, with the approval of their regulator/conservator, the Federal Housing Finance Agency... By MICHAEL STEGMAN, RICHARD COOPERSTEIN
Housing Markets & Conditions What the FHFA Needs to Get Right in Its GSE Capital Rule Monday, October 7, 2019 In July 2018, the Federal Housing Finance Agency (FHFA), regulator of the two government-sponsored... By DON LAYTON
Housing Markets & Conditions Temporarily Ending the GSE Net Worth Sweep: A Limited but Important Step Towards GSE Reform Wednesday, October 2, 2019 On Monday, September 30, the US Treasury and the Federal Housing Finance Agency (FHFA), the... By DON LAYTON
Housing Markets & Conditions Treasury’s GSE Reform Plan – A Case Study of Political Economy in Action Friday, September 27, 2019 The US Treasury released in early September its much-awaited Housing Reform Plan in response to the... By DON LAYTON
Housing Markets & Conditions How Deep Is the GSE ‘Economic Moat’? Wednesday, September 18, 2019 When policymakers focus on legislative reform of the GSEs, a core principle widely espoused is to... By DON LAYTON
Housing Markets & Conditions First Reactions: The Treasury Plan for GSE Reform by Administrative Means Monday, September 9, 2019 The US Treasury’s much-awaited Housing Reform Plan, identifying recommended legislative and... By DON LAYTON
Housing Markets & Conditions The 2018 GSE Stress Test Results: A Major Policy Success and Its Implications for the Proposed Capital Rule Wednesday, September 4, 2019 New stress test results for the two government-sponsored enterprises (GSEs) Freddie Mac and Fannie... By DON LAYTON
Housing Markets & Conditions Headlines from the 2019 State of the Nation’s Housing Report Wednesday, August 7, 2019 In the course of preparing our annual State of the Nation’s Housing report, we identify several... By DANIEL MCCUE