Continued Gains Projected for Remodeling Amid Economic Uncertainty Thursday, April 17, 2025 Annual expenditures for improvements and maintenance to owner-occupied homes are expected to grow modestly through 2026, according to our latest Leading Indicator of Remodeling Activity (LIRA) . The... By CARLOS MARTÍN
Housing Markets & Conditions The Freddie Mac G-Fee Discount: Has the Single Security Eliminated It for Good? Wednesday, November 27, 2019 When I joined Freddie Mac as CEO in 2012, I knew that, despite it being a giant company with $2... By DON LAYTON
Housing Markets & Conditions How the Presence and Type of Down Payment Assistance Affects the Performance of Affordable Mortgage Loans Monday, October 28, 2019 Even though Fannie Mae and Freddie Mac returned to very-low down payment lending following the... By MICHAEL STEGMAN
Housing Markets & Conditions Where Hasn’t Housing Construction Kept Pace with Demand? Wednesday, October 23, 2019 For much of the past decade, new housing construction has barely kept pace with the growth in... By ALEXANDER HERMANN
Housing Markets & Conditions Housing Finance Reform: Down to Two Models, Both Built on the GSEs Tuesday, October 15, 2019 The two government-sponsored enterprises (GSEs) of Freddie Mac and Fannie Mae were placed into... By DON LAYTON
Housing Markets & Conditions How Lopping off the Wrong Loan Products to Trim the GSEs’ Market Reach Could Undermine Affordable Lending Wednesday, October 9, 2019 Over the years, with the approval of their regulator/conservator, the Federal Housing Finance Agency... By MICHAEL STEGMAN, RICHARD COOPERSTEIN
Housing Markets & Conditions What the FHFA Needs to Get Right in Its GSE Capital Rule Monday, October 7, 2019 In July 2018, the Federal Housing Finance Agency (FHFA), regulator of the two government-sponsored... By DON LAYTON
Housing Markets & Conditions Temporarily Ending the GSE Net Worth Sweep: A Limited but Important Step Towards GSE Reform Wednesday, October 2, 2019 On Monday, September 30, the US Treasury and the Federal Housing Finance Agency (FHFA), the... By DON LAYTON
Housing Markets & Conditions Treasury’s GSE Reform Plan – A Case Study of Political Economy in Action Friday, September 27, 2019 The US Treasury released in early September its much-awaited Housing Reform Plan in response to the... By DON LAYTON
Housing Markets & Conditions How Deep Is the GSE ‘Economic Moat’? Wednesday, September 18, 2019 When policymakers focus on legislative reform of the GSEs, a core principle widely espoused is to... By DON LAYTON
