Harnessing the Potential of Manufactured Housing to Expand Entry-Level Homeownership Tuesday, April 23, 2024 Last year, James Shen, Chris Herbert and I co-authored a paper that showed that manufactured housing offers significantly reduced construction costs compared to conventional site-built homes. As home... By CHADWICK REED
Housing Markets & Conditions America’s Housing Finance System in the Pandemic, Part 4: Seven Reports from the Battlefield Tuesday, April 21, 2020 We are in the midst of a war between the government, companies, and not-for-profit organizations... By DON LAYTON
Housing Markets & Conditions America’s Housing Finance System in the Pandemic, Part 3: Q&A on the Ugly Fight over Servicer Advances Wednesday, April 15, 2020 4/16/20 – This version of the blog has been updated to reflect that there are policy requirements in... By DON LAYTON
Housing Markets & Conditions America’s Housing Finance System in the Pandemic, Part 2: Extraordinary Support and Necessary Consequences Friday, April 3, 2020 As I wrote last week, in America’s Housing Finance System in the Pandemic: Ten Stress Points to... By DON LAYTON
Housing Markets & Conditions America’s Housing Finance System in the Pandemic: Ten Stress Points to Watch Thursday, March 26, 2020 The coronavirus pandemic, as this is being written, is still on the upswing in the number of... By DON LAYTON
Housing Markets & Conditions The Freddie Mac G-Fee Discount: Update Monday, February 24, 2020 Last fall, I wrote a blog post entitled “ The Freddie Mac G-Fee Discount: Has the Single Security... By DON LAYTON
Housing Markets & Conditions The GSEs and the Economic Cycle: Realistic Expectations Wednesday, February 12, 2020 “The GSEs should be fully buying mortgages at all times, regardless of the state of the economy or... By DON LAYTON
Housing Markets & Conditions Demystifying GSE Credit Risk Transfer: How, and How Well, Does It Work? Monday, February 3, 2020 Beginning in 2013, the two government-sponsored enterprises, Freddie Mac and Fannie Mae, began to... By DON LAYTON
Housing Markets & Conditions Demystifying Credit Risk Transfer Tuesday, January 21, 2020 Freddie Mac and Fannie Mae, the two government sponsored enterprises (GSEs), securitize mortgages... By DON LAYTON
Housing Markets & Conditions Racialized Recovery: Postforeclosure Pathways in Boston’s Neighborhoods Monday, January 6, 2020 While many studies have shown that most foreclosures during the Great Recession occurred in minority... By DAVID LUBEROFF
