RR07-2: Where the poor live and why has an enormous impact on access to jobs, decent quality schools, and other local attributes that affect a family’s ability to rise…
MF10-2: Almost one-third of the 30 million U.S. households who are unbanked or underbanked borrow to pay for small-dollar, short-term needs. They obtain loans through…
W05-6: Homeownership has received great support from policy makers because of its perceived significant financial and social benefits for both individuals and…
Using data from the 1998 Survey of Consumer Finances (SCF), this paper estimates homeownership rates that would prevail in the United States if borrowing constraints were…
W03-3: Through a longitudinal survival analysis, this paper provides the first look into the long-term process of nest leaving, which is a pre-condition for natural…