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Working Papers

Where Does it Go? Spending by the Financially Constrained

Shawn Cole, John Thompson, Peter Tufano • February 1, 2008

UCC08-3: In this paper, we analyze the spending decisions of over 1.5 million Americans who vary in their degree of revealed credit constraints. Specifically, we analyze…
Working Papers

A Critical Look at Rising Homeownership Rates

George Masnick, Nancy McArdle, Eric Belsky • January 8, 1999

W99-2: In spite of warnings to exercise caution when using the Current Population Survey to track trends between 1993 and later years because of major changes since 1994…
Working Papers

The Housing Needs of Lower-Income Homeowners

Josephine Louie, Eric Belsky, Nancy McArdle • August 14, 1998

W98-8: Homeownership is still a prime goal for Americans, and a rising homeownership rate is good for our country. Families, especially lower-income families, build up…