This paper empirically and theoretically analyzes the effect of debt reductions that reduce long-term but not short-term obligations. Isolating the effect of future…
W12-1: Stabilization and regeneration of neighborhood business districts (NBDs) creates positive conditions for neighborhood life, including improved access to…
BABC 04-12: Credit scoring has helped to produce a robust credit environment and increase access to homeownership for millions of consumers. This paper examines the role…
