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W10-9: Given the prolonged period of high unemployment and the possibility that it will influence headship rates and household growth, this working paper explores a…

BABC 04-12: Credit scoring has helped to produce a robust credit environment and increase access to homeownership for millions of consumers. This paper examines the role…

W01-4: Home ownership differentials are both a consequence and a cause of social inequality in the United States. Differences in income, wealth, education, family…

W01-11: During the 1990s, minorities have played an increasing role in population growth throughout the United States. Fueled by international migration and by high…

BABC 04-2: This paper used a psycho legal methodology, which combined empirical research with legal scholarship to study debtors in bankruptcy comparing them to a sample…

W99-2: In spite of warnings to exercise caution when using the Current Population Survey to track trends between 1993 and later years because of major changes since 1994…

This paper attempts to further clarify the findings of Joseph Gyourko and Peter Linneman in “The Changing Influences of Education, Income, Family Structure, and Race on…

This paper compares these new 2006 Hispanic projections to the earlier 2000 Hispanic projections. It incorporates both the new population projections released by the Census…