Madeline Ranalli, Sharon Cornelissen
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September 8, 2022
Home prices have risen dramatically over the past two years as growth in the number of households and rising home demand have met limited housing supply. From April 2021 to…
Sharon Cornelissen, Alexander Hermann, Peyton Whitney
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June 26, 2023
Small multifamily homes are a popular means of facilitating immigrant homeownership. Since 2019, co-author Sharon has conducted ethnographic and qualitative research in…
The United States foreign-born population has quadrupled since the 1960s. In 2021, one in seven US households were headed by a foreign-born resident. Around half of these…
Michael Barr, Sendhil Mullainathan, Eldar Shafir
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April 1, 2008
UCC08-12: Choosing a mortgage is one of the biggest financial decisions an American consumer will make. Yet it can be a complicated one, especially in today’s…
Edward Golding, Richard Green, Douglas McManus
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February 1, 2008
UCC08-6: This paper has two parts. First, we look at the various agents involved in the mortgage transaction—including borrowers, brokers, originators, rating agencies…