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Reports

Measuring the Nation's Rental Housing Affordability Problems

Eric Belsky, Jack Goodman, Rachel Bogardus Drew • June 1, 2005

Difficulty affording housing is widely acknowledged as the most common housing problem in the United States. No matter how one chooses to measure the problem, it is clearly…
Working Papers

Post-Recession Drivers of Preferences for Homeownership

Rachel Bogardus Drew, Chris Herbert • August 13, 2012

W12-4: The analysis presented in this paper tests for associations between views on homeownership and experiences with recent housing market distress. Using data from…
Working Papers

Where Does it Go? Spending by the Financially Constrained

Shawn Cole, John Thompson, Peter Tufano • February 1, 2008

UCC08-3: In this paper, we analyze the spending decisions of over 1.5 million Americans who vary in their degree of revealed credit constraints. Specifically, we analyze…
Working Papers

Imperfect Information and the Housing Finance Crisis

Edward Golding, Richard Green, Douglas McManus • February 1, 2008

UCC08-6: This paper has two parts. First, we look at the various agents involved in the mortgage transaction—including borrowers, brokers, originators, rating agencies…