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How do the notoriously complicated funding and approval processes for affordable housing shape the design of those projects? In particular, are the funding and approval…

UCC08-6: This paper has two parts. First, we look at the various agents involved in the mortgage transaction—including borrowers, brokers, originators, rating agencies…

BABC 04-12: Credit scoring has helped to produce a robust credit environment and increase access to homeownership for millions of consumers. This paper examines the role…