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Working Papers

Examining Supply-Side Constraints to Low-Income Homeownership

J. Michael Collins, David Crowe, Michael Carliner • October 5, 2001

Much of homeownership research and policy focuses on financial or information barriers that might frustrate low-income renter households from buying a home. Given existing…
Working Papers

Imperfect Information and the Housing Finance Crisis

Edward Golding, Richard Green, Douglas McManus • February 1, 2008

UCC08-6: This paper has two parts. First, we look at the various agents involved in the mortgage transaction—including borrowers, brokers, originators, rating agencies…
Working Papers

The Impact of Homeownership on Child Outcomes

Donald Haurin, Toby Parcel, R. Jean Haurin • October 14, 2001

Does homeownership affect the outcomes of resident children? Using a national data set, we observed that children of homeowners have better home environments, high cognitive…
Working Papers

Towards a Targeted Homeownership Tax Credit

J. Michael Collins, Eric Belsky, Nicolas Retsinas • November 15, 1998

W98-5: Although the federal government provides tax incentives for homeownership, current tax provisions provide few incentives for lower-income families to buy a home…
Working Papers

Estimating Economic Impacts of Community Lending

J. Michael Collins, Eric Belsky, Micky Tripathi • July 15, 1999

W99-7: This paper provides a step-by-step approach to understanding and estimating the economic benefits of helping lower-income households buy and own their first home…