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What Do Runaway Home Prices Mean for the US?

Don Layton • October 6, 2021

On September 28, the Federal Housing Finance Agency (FHFA), the regulator of Freddie Mac, Fannie Mae, and the Federal Home Loan Banks, reported its monthly index of house…
Working Papers

Home Price Appreciation in Low- and Moderate-Income Markets

Karl Case, Maryna Marynchenko • October 7, 2001

At the turn of the millennium, fully two-thirds of American households were owner-occupants. In addition, through the middle of the year in 2000, real home prices were rising…
Working Papers

Examining Supply-Side Constraints to Low-Income Homeownership

J. Michael Collins, David Crowe, Michael Carliner • October 5, 2001

Much of homeownership research and policy focuses on financial or information barriers that might frustrate low-income renter households from buying a home. Given existing…
Working Papers

How Deep Is the ‘Economic Moat’ Around the Two GSEs?

Don Layton • September 18, 2019

When policymakers focus on legislative reform of the two major government-sponsored enterprises (GSEs), a core principle widely espoused is to increase competition, to get…