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Working Papers

America's Working Communities and the Impact of Multifamily Housing

Alexander von Hoffman, Eric Belsky, James DeNormandie, Rachel G. Bratt • June 1, 2004

W04-5: This paper was prepared to provide background information for a conference sponsored by the Neighborhood Reinvestment Corporation entitled The Vitality of America…
Working Papers

Where Does it Go? Spending by the Financially Constrained

Shawn Cole, John Thompson, Peter Tufano • February 1, 2008

UCC08-3: In this paper, we analyze the spending decisions of over 1.5 million Americans who vary in their degree of revealed credit constraints. Specifically, we analyze…