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What Do Runaway Home Prices Mean for the US?

Don Layton • October 6, 2021

On September 28, the Federal Housing Finance Agency (FHFA), the regulator of Freddie Mac, Fannie Mae, and the Federal Home Loan Banks, reported its monthly index of house…
Working Papers

How Deep Is the ‘Economic Moat’ Around the Two GSEs?

Don Layton • September 18, 2019

When policymakers focus on legislative reform of the two major government-sponsored enterprises (GSEs), a core principle widely espoused is to increase competition, to get…
Reports

Projecting Trends in Severely Cost-Burdened Renters: 2015–2025

Allison Charette, Chris Herbert, Andrew Jakabovics, Ellen Marya, Daniel McCue • September 21, 2015

This report shows that the number of households spending more than 50 percent of their income on rent is expected to rise at least 11 percent from 11.8 million to 13.1…