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What Do Runaway Home Prices Mean for the US?

Don Layton • October 6, 2021

On September 28, the Federal Housing Finance Agency (FHFA), the regulator of Freddie Mac, Fannie Mae, and the Federal Home Loan Banks, reported its monthly index of house…
Working Papers

How Do Foreclosures Exacerbate Housing Downturns?

Adam Guren, Tim McQuade • October 26, 2013

W13-8: The recent housing bust precipitated a wave of mortgage defaults, with over seven percent of the owner-occupied housing stock experiencing a foreclosure.…
Working Papers

How Deep Is the ‘Economic Moat’ Around the Two GSEs?

Don Layton • September 18, 2019

When policymakers focus on legislative reform of the two major government-sponsored enterprises (GSEs), a core principle widely espoused is to increase competition, to get…
Working Papers

A SHARED FUTURE: INCLUSION THROUGH HOMEOWNERSHIP

Colvin Grannum • May 16, 2018

Increasing and stabilizing homeownership is a tangible means of fostering inclusion in communities experiencing rising home values and gentrification pressures, such as…