Harvard Joint Center for Housing Studies

In the Media


Housing America's Older Adults 2023

Over the next ten years, the US population over the age of 75 will increase by 45 percent, from 17 million to nearly 25 million. The growth is widespread, across urban, suburban, and rural communities, and sharpest among the baby boomers who will begin entering their 80s in this decade.

Household Liquidity and Macroeconomic Stabilization: Evidence from Mortgage Forbearance

This paper estimates the impact of household liquidity provision on macroeconomic stabilization using the 2020 CARES Act mortgage forbearance program. We leverage intermediation frictions in forbearance induced by mortgage servicers to identify the effect of reducing short-term payments with little change in long-term debt obligations on local labor market outcomes.

Accessory Dwelling Units: Lessons for Massachusetts from Around the Country

Accessory Dwelling Units or ADUs – small, independent living units that are inside, attached to, or detached but on the same parcel as a primary residence – have the potential to address a variety of housing-related challenges like affordability, equity, and environmental issues. Recognizing this potential, many localities have tried to encourage the construction of more ADUs by changing their zoning codes to remove restrictions that limited homeowners’ ability to build ADUs. More recently, several states have followed suit by changing state laws that govern local zoning to require that localities approve ADUs that meet state standards.


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