Kerry Spitzer, Lauren Lambie-Hanson
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November 6, 2019
The US Department of Veterans Affairs (VA) home loan guaranty program lowers the cost of homeownership for veterans and their families by removing the barriers of a down…
Jake Interrante, Elliot Schmiedl
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October 30, 2019
This paper compares actual wealth building outcomes in the Massachusetts Housing Partnership’s (MHP) subsidized ONE Mortgage Program to hypothetical outcomes for a borrower…
Providing between $25,000 and $100,000 per unit in assistance for shared equity homeownership opportunities would allow approximately 6.6 million additional households to…
Kristin Perkins, Shannon Rieger, Jonathan Spader, Chris Herbert
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October 21, 2019
Previous studies of the financial constraints for homeownership attainment have found that cash grants to cover down payment and closing costs can fairly substantially…
Hispanics are much less likely to be homeowners than non-Hispanic whites, and in a new working paper (presented earlier this year at the Center’s Symposium on Housing Tenure…
Persistently large gaps in homeownership between whites and Hispanics are a major contributor to wealth inequality. This article considers whether Hispanics and whites are…
Stephanie Moulton, Cäzilia Loibl, Donald Haurin, Chrisse Edmunds
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September 20, 2019
As of 2016, close to 10 million older adults faced the threat of hunger in the US, constituting an urgent food policy issue. For older adults, heterogeneity in household…
Ann Carpenter, Taz George, Lisa Nelson
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August 29, 2019
Contract for deed home sales, a once-notorious practice that seemingly faded into obscurity in the 1970s, have gained greater attention in the wake of the foreclosure crisis…
Ann Carpenter, Taz George, Lisa Nelson
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August 29, 2019
This paper examines contract for deed activity across six Midwestern states to improve our understanding of this market and the places in which this activity occurs. Using…
First-time homebuyers increasingly include never-married households and newly-formed households, according to a new working paper I co-authored with Shannon Rieger and Sean…