Harvard Joint Center for Housing Studies
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July 14, 2010
Even as the worst housing market correction in more than 60 years appeared to turn a corner in 2009, the fallout from sharply lower home prices and high unemployment…
Harvard Joint Center for Housing Studies
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December 1, 2009
As a result of the credit market meltdown, the Low-Income Housing Tax Credit (LIHTC) program, the nation’s primary mechanism for producing and preserving affordable rental…
Harvard Joint Center for Housing Studies
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June 22, 2009
Despite unprecedented federal efforts to jumpstart the economy and help homeowners keep up with their mortgage payments, home prices continued to fall and foreclosures…
Harvard Joint Center for Housing Studies
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February 4, 2009
Like the overall housing market, the US home improvement industry is mired in a severe downturn. Coming on the heels of unprecedented growth over the past decade, this…
Harvard Joint Center for Housing Studies
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January 16, 2009
Although multifamily housing finance is not the source of the current credit crisis, it has been disrupted by it. Even though multifamily rental loan performance has held up…
Harvard Joint Center for Housing Studies
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June 23, 2008
Housing markets contracted for a second straight year in 2007. The national median single-family home price fell in nominal terms for the first time in 40 years of…
Harvard Joint Center for Housing Studies
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April 30, 2008
The damage from today’s mortgage foreclosure crisis reaches deep into the rental market. With affordability already a long-standing problem, the current housing debacle not…
Harvard Joint Center for Housing Studies
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June 11, 2007
After setting records for home sales, single-family starts, and house price appreciation in 2005, housing markets abruptly reversed last year. In 2006, total home sales fell…
William Apgar, Amal Bendimerad, Ren Essene
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April 25, 2007
For decades “fair lending” issues have received attention in both public policy arenas and the popular press, but the release of 2004 Home Mortgage Disclosure Act (HMDA) data…
Over the last two decades, the rise of risk based pricing, the growing importance of the secondary mortgage market, and the emergence of mortgage brokers in the marketing and…