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Data, Reports

The State of the Nation's Housing 2023

Harvard Joint Center for Housing Studies • June 21, 2023

US housing markets continue to cool as higher costs weigh on both homeowners and renters. On the for-sale side, home sales and construction levels have declined while rental…
Congressional Testimony

The State of Housing 2023

Chris Herbert • February 9, 2023

Dr. Herbert was honored to testify in a Senate Banking, Housing, and Urban Affairs hearing, "The State of Housing 2023." In his testimony, he highlighted the nation’s…
Data, Reports

The State of the Nation's Housing 2022

Harvard Joint Center for Housing Studies • June 22, 2022

After a record-shattering year in 2021, the housing market is at an inflection point. Higher interest rates have taken some heat out of the homebuying market, and the large…
Journal Article

Exploring Climate Change in U.S. Housing Policy

Carlos Martín • January 26, 2022

Housing is an established channel for U.S. climate policy. Local and national environmental policymakers have attempted to mitigate the contributions of home energy use and…
Student Work

Designing a Nationwide Downpayment Assistance Program

Benjamin Ward • October 26, 2021

In this paper, Benjamin Ward makes a set of recommendations intended to help policymakers design a scalable nation-wide downpayment assistance program in the United States.…
Journal Article

Health Spending Among Older Adults Before and After Mortgage Payoff

Chris Herbert, Jennifer Molinsky, Samara Scheckler, Kacie Dragan • October 15, 2021

Older adult homeowners increasingly carry mortgage debt into retirement. The share of homeowners aged 65 and older with outstanding mortgages doubled between 1989 and 2016,…
Data, Reports

The State of the Nation's Housing 2021

Harvard Joint Center for Housing Studies • June 16, 2021

Even as the US economy continues to recover, the inequalities amplified by the pandemic remain front and center. Households that weathered the crisis without …
Data, Reports

The State of the Nation's Housing 2020

Harvard Joint Center for Housing Studies • November 19, 2020

This year, the COVID-19 pandemic, a powerful movement for racial justice, and the devastating impacts of climate change have combined to bring the nation’s longstanding…
Reports

The State of the Nation's Housing 2020

Harvard Joint Center for Housing Studies • November 19, 2020

This year, the COVID-19 pandemic, a powerful movement for racial justice, and the devastating impacts of climate change have combined to bring the nation’s longstanding…