The Emergency Rental Assistance program provides unprecedented support for renters facing hardships who are unable to pay their rent or utilities. While the implicit…
Whitney Airgood-Obrycki, Alexander Hermann, Sophia Wedeen
•
February 12, 2022
The United States is in a housing affordability crisis, with nearly half of all renter households spending more than 30% of their incomes on rent and utilities each month.…
Whitney Airgood-Obrycki, Chris Herbert, Alexander Hermann, Sophia Wedeen
•
January 27, 2022
As has been well documented, the financial impact of the pandemic has disproportionally impacted renters, leading to high shares who have fallen behind on rent. Less well…
The homeownership rate is broadly regarded by policymakers as a core measure of how well the US socioeconomic system is delivering a good quality of life for the typical…
Housing is an established channel for U.S. climate policy. Local and national environmental policymakers have attempted to mitigate the contributions of home energy use and…
Harvard Joint Center for Housing Studies
•
January 21, 2022
Rental housing demand came roaring back in the second year of the pandemic, reducing vacancy rates and driving up rents. However, lower-income households that took the brunt…
In this paper, Benjamin Ward makes a set of recommendations intended to help policymakers design a scalable nation-wide downpayment assistance program in the United States.…
Chris Herbert, Jennifer Molinsky, Samara Scheckler, Kacie Dragan
•
October 15, 2021
Older adult homeowners increasingly carry mortgage debt into retirement. The share of homeowners aged 65 and older with outstanding mortgages doubled between 1989 and 2016,…
Elizabeth Kneebone, Nathaniel Decker, Elijah de la Campa, Chris Herbert
•
September 29, 2021
The pandemic has resulted in profound economic hardship for US households, with millions losing their jobs, facing greatly curtailed hours, or unable to work due to the need…
