Compared to 2013, a higher share of US households had outstanding student loans in 2016, and the typical borrower’s debt also increased markedly during that period, according…
This paper seeks to refine our understanding of how refinancing a mortgage affects household outcomes. This issue has attracted particular attention in the wake of the Great…
Community land trusts (CLTs) are place-based nonprofits that hold land in perpetuity on behalf of a community. CLTs can help preserve affordability in hot markets and help…
Following the rise and fall in the U.S. homeownership rate over the past two decades, considerable uncertainty exists about its future trajectory. This paper presents our…
The JCHS household projections call for 12.2 million additional households formed between 2018 and 2028. This is 1.4 million lower than the 13.6 million growth projected by…
How widespread is the downtown resurgence among the current generation of young adults 25 to 34 years old, often referred to as the Millennials? Answering the question, this…
Doubling-up is a common experience—nearly half of kids experience at least one double-up during childhood—yet we know little about the cumulative effects of these households…
Increasing and stabilizing homeownership is a tangible means of fostering inclusion in communities experiencing rising home values and gentrification pressures, such as…