HBTL-03: ost discussions about expanding access to homeownership take as a given that we know exactly what homeownership is. The questions then usually fall into a…
HBTL-01: From 2007 through 2011, the United States housing market suffered from a severe imbalance in supply and demand. On the supply side, there were too many homes…
W13-1: With house prices falling nationally by more than 30 percent from 2006 to 2011 and foreclosures soaring, many have started to write the obituary on homeownership…
During the past decade, the housing finance system contributed to a boom-and-bust cycle that triggered the greatest economic crisis since the 1930s. A brief but…
W12-5: History offers valuable lessons to policy makers. Among other lessons, it teaches us the reasons that the government adopted the programs that constitute the…
Rachel Bogardus Drew, Chris Herbert
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August 13, 2012
W12-4: The analysis presented in this paper tests for associations between views on homeownership and experiences with recent housing market distress. Using data from…
Harvard Joint Center for Housing Studies
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July 11, 2011
Despite record-high vacancy rates and falling rents in some areas, the Great Recession did little to halt the long-term erosion of rental housing affordability. Indeed,…
Harvard Joint Center for Housing Studies
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June 6, 2011
With employment growth strengthening, consumer spending up, and rental markets tightening, some of the ingredients for a housing recovery were taking shape in early 2011. Yet…