With increasing concern about housing affordability, there has been growing interest in Community Land Trusts (CLTs), place-based non-profits that hold land in perpetuity on…
Homeownership has long been a central pillar of financial security for American families. However, the foreclosure crisis led many families and policymakers to revisit their…
Rising house prices, increased interest rates, stricter underwriting standards, and significant student loans and credit-card debt have made it harder for younger would-be…
In 2017, the US added more homeowners than any year since at least 2005, when the American Community Survey (ACS) was first fully implemented.
However, the nation’s stock of…
With interest rates ticking upward in 2018 and the prospect of further rate increases to come, the era of historically-low mortgage rates may be ending. While many homeowners…
Commonly-used measures of the homeownership rate generally describe aggregate trends consistent with the image of young households that start out as renters, become…
New York City is an increasingly expensive place to live, and housing prices are dramatically outpacing incomes. In fact, over the past 25 years, home prices have increased…
State and local governments account for about 40 percent of all tax collections in the United States, but federal taxes command most of the attention in academic literature.…