Is allowing borrowers to suspend mortgage payments an effective way to stabilize the economy during a recession? In a new working paper, Omeed Maghzian and I attempt to…
Hispanics are much less likely to be homeowners than non-Hispanic whites, and in a new working paper (presented earlier this year at the Center’s Symposium on Housing Tenure…
Stagnant incomes and tight credit since the recession have worked in tandem to keep many renters from becoming homeowners in recent years, even as prices plummeted. Now, as…
The US homeownership rate peaked in late 2004 and has been in a steady decline ever since, dropping 5.5 percentage points, according to the Housing Vacancy Survey. Annual…
Homebuyer affordability remains near an all-time high, so where are all the first-time homebuyers? According to indexes that incorporate gross measures of house prices,…
Irene Lew, Rocio Sanchez-Moyano
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October 23, 2013
In the fall of 2011, a meeting of researchers, policy makers, and practitioners convened by the What Works Collaborative highlighted the dearth of research examining the role…
With the continued growth of house prices across the country, talk of a housing bubble is beginning to reappear in the headlines. House price-to-income ratios are often used…
For those able to obtain loans in today’s constrained credit environment, the monthly cost of homeownership is at historic lows, thanks to low interest rates. Though the…
