Homelessness spiked 12 percent (71,000 people) in 2023, with more than 650,000 people unhoused, the highest number recorded since data collection began in 2007. The US…
Carlos Martín, Michael Bueno, Michael Johnson, Francisco Montes, Riordan Frost
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January 31, 2023
Property improvement assistance programs often benefit renters last and least. Low-income renters, especially those living in small multifamily properties (those with 2-4…
Yonah Freemark, Riordan Frost, Carlos Martín, Jorge Morales-Burnett, Francisco Montes
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January 20, 2023
The 2021 Infrastructure Investment and Jobs Act (IIJA) is the largest single investment in the United States' public works in decades. Over the next five years, it will fund…
This paper analyses the performance of low-income and minority loans (LIMLs) from a large sample of fixed-rate mortgages purchased by Freddie Mac in the 1990s. Our focus is…
