The recent dramatic increase in the number of single-family detached rental homes, which is due in part to foreclosures of single-family homeowners and constrained lending…
W15-2: Changing socio-demographic characteristics of young adult households (those with householders ages 25 to 34) are having an impact on their propensities for…
W14-3: While numerous studies have sought to identify determinants of individual decisions about owning and renting housing, very few have considered the role that…
HBTL-01: From 2007 through 2011, the United States housing market suffered from a severe imbalance in supply and demand. On the supply side, there were too many homes…
Rachel Bogardus Drew, Chris Herbert
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August 13, 2012
W12-4: The analysis presented in this paper tests for associations between views on homeownership and experiences with recent housing market distress. Using data from…
MF10-6: Since mid-2007, the federal government has devoted enormous sums of money and effort to foreclosure prevention. Washington’s approach to rising foreclosures has…
Patricia McCoy, Elizabeth Renuart
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February 1, 2008
UCC08-5: In this chapter, we provide a critical analysis of the legal landscape of residential mortgage lending and explain how federal law abdicated regulation of the…
Raphael Bostic, Kathleen Engel, Patricia McCoy, Anthony Pennington-Cross, Susan Wachter
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February 1, 2008
UCC08-9: The subprime mortgage market, which consists of high-cost loans designed for borrowers with weak credit, has grown tremendously over the past ten years. Between…
Eric Belsky, Rachel Bogardus Drew, Daniel McCue
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November 1, 2007
W07-7: This paper examines the challenges of projecting the long-run sustainable demand for new residential construction and presents a range of estimates for the likely…
RR07-1: The nation faces many longstanding rental housing challenges. Chief among these concerns are widespread rental affordability problems, neighborhood decline, the…