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Book

Our Communities, Our Homes

Henry Cisneros, Jack Kemp, Kent Colton, Nicolas Retsinas • July 11, 2007

In Our Communities, Our Homes: Pathways to Housing and Homeownership in America's Cities and States, Henry Cisneros, Jack Kemp, Kent Colton, and Nicolas Retsinas put…
Working Papers

The Financial Returns to Low-Income Homeownership

Eric Belsky, Nicolas Retsinas, Mark Duda • September 9, 2005

W05-9: Efforts to promote low-income homeownership have intensified over the past ten years. Under both regulatory and market pressures, the mortgage finance industry…
Working Papers

Refinance and the Accumulation of Home Equity Wealth

Frank Nothaft, Yan Chang • February 10, 2004

BABC 04-10: Spending financed by home equity extraction helps smooth household consumption and bolster the economy in economic downturns, but may reduce wealth…
Book

Low Income Homeownership: Examining the Unexamined Goal

Nicolas Retsinas, Eric Belsky • January 9, 2002

A generation ago little attention was focused on low-income homeownership. Today homeownership rates among under-served groups, including low-income households and minorities…
Working Papers

Towards a Targeted Homeownership Tax Credit

J. Michael Collins, Eric Belsky, Nicolas Retsinas • November 15, 1998

W98-5: Although the federal government provides tax incentives for homeownership, current tax provisions provide few incentives for lower-income families to buy a home…