The economic pain we are experiencing in the wake of the pandemic calls for unprecedented government action to contain the fallout from a policy-induced economic coma. It…
Even though Fannie Mae and Freddie Mac returned to very-low down payment lending following the financial crisis, saving for a down payment remains one of the biggest barriers…
Michael Stegman, Richard Cooperstein
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October 9, 2019
Over the years, with the approval of their regulator/conservator, the Federal Housing Finance Agency (FHFA), Fannie Mae and Freddie Mac (the GSEs) put in place an opaque…
Like cicada swarms, presidential commissions and federal initiatives to eliminate local barriers to housing development have a certain temporal cadence. By my accounting,…
Much of the writing that I will undertake in my fellowship year at the Joint Center for Housing Studies will address the Trump administration’s and Congress’s administrative…
Note: Other single-family housing includes attached units and manufactured housing. Source: Tabulations of the 2000-2013 American Community Survey.
According to the Census…
Every spring, the Census Bureau publishes estimates of the population as of the prior July 1st at the sub-county level (i.e., individual municipalities, incorporated places,…
According to the Census Bureau, the national homeownership rate dropped again in the second quarter of this year, to 63.4 percent. This level represents a nearly 50 year low…
The homeownership rate for young adults ages 25 to 34, which rose from 45 percent in the mid-1990s to a high of 50 percent in 2004, fell to 40 percent as of last year,…
The Census Bureau recently released its 2014 Q4 Housing Vacancy Survey(HVS) data, giving us a complete look at the boom and bust in homeownership rates over the last 20 years…