This working paper compares rental housing in 12 countries in Europe and North America, using individual records from household surveys. Differences in housing…
The Joint Center’s biennial America’s Rental Housing reports examine the rental housing market in the US and have documented the increasing cost burdens faced by…
The recent Joint Center report, America’s Rental Housing: Evolving Markets and Needs, reiterates the extent of severe cost burdens faced by renters, especially those…
Henry Cisneros, Jack Kemp, Kent Colton, Nicolas Retsinas
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July 11, 2007
In Our Communities, Our Homes: Pathways to Housing and Homeownership in America's Cities and States, Henry Cisneros, Jack Kemp, Kent Colton, and Nicolas Retsinas put…
Eric Belsky, Nicolas Retsinas, Mark Duda
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September 9, 2005
W05-9: Efforts to promote low-income homeownership have intensified over the past ten years. Under both regulatory and market pressures, the mortgage finance industry…
Today, more low-income Americans have greater access to credit than ever before, thanks in large part to the growth of global capital markets and liberal use of credit scores…
Henry Cisneros, Jack Kemp, Nicolas Retsinas, Kent Colton
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April 7, 2004
Debates about housing programs too often become mired in partisan battles instead of addressing innovative ways to solve housing problems as a country. Historically,…
A generation ago little attention was focused on low-income homeownership. Today homeownership rates among under-served groups, including low-income households and minorities…
J. Michael Collins, David Crowe, Michael Carliner
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October 5, 2001
Much of homeownership research and policy focuses on financial or information barriers that might frustrate low-income renter households from buying a home. Given existing…
Robert Litan, Nicolas Retsinas, Eric Belsky, Susan White Haag
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April 20, 2000
In November 1999, President Clinton signed into law financial modernization legislation (referred to herein as the Financial Modernization Act (FMA)), perhaps the most…
