Lei Ding, Hyojung Lee, Raphael Bostic
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March 4, 2019
This study provides new evidence on the effectiveness of the Community Reinvestment Act (CRA) on small business lending by focusing on a sample of neighborhoods with changed…
Raphael Bostic, Arthur Alcolin
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February 27, 2018
This paper was originally presented at A Shared Future: Fostering Communities of Inclusion in an Era of Inequality, a national symposium hosted by the Harvard Joint…
Alexander von Hoffman, Matthew Arck
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July 6, 2017
Adelante Phoenix is a partnership of four community development financial institutions (CDFIs) that were awarded $6 million through PRO Neighborhoods, a grant program of…
Alexander von Hoffman, Matthew Arck
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June 29, 2017
The Chicago CDFI Collaborative is a partnership of three community development financial institutions (CDFIs): Community Investment Corporation, Chicago Community Loan Fund,…
Alexander von Hoffman, Matthew Arck
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April 11, 2017
In 2013 three CDFIs — IFF (originally named the Illinois Facilities Fund), Nonprofits Assistance Fund (NAF), and Cincinnati Development Fund (CDF) — formed the Midwest…
HBTL-09: Dual mortgage markets are a direct descendent of key policy responses to the Great Depression. Prior to the Depression, nearly all mortgages were five-…
Raphael Bostic, Kathleen Engel, Patricia McCoy, Anthony Pennington-Cross, Susan Wachter
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February 1, 2008
UCC08-9: The subprime mortgage market, which consists of high-cost loans designed for borrowers with weak credit, has grown tremendously over the past ten years. Between…
Raphael Bostic, Paul Calem, Susan Wachter
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February 5, 2004
BABC 04-5: There is a broad consensus regarding the benefits of homeownership, which include wealth accumulation and improvements along social and personal dimensions.…