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Working Papers

Rental Housing: An International Comparison

Michael Carliner, Ellen Marya • September 1, 2016

This working paper compares rental housing in 12 countries in Europe and North America, using individual records from household surveys. Differences in housing…
Blog

Energy Cost Burdens in Rental Housing

Michael Carliner • January 23, 2014

The recent Joint Center report, America’s Rental Housing: Evolving Markets and Needs, reiterates the extent of severe cost burdens faced by renters, especially those…
Working Papers

The Financial Returns to Low-Income Homeownership

Eric Belsky, Nicolas Retsinas, Mark Duda • September 9, 2005

W05-9: Efforts to promote low-income homeownership have intensified over the past ten years. Under both regulatory and market pressures, the mortgage finance industry…
Working Papers

Past Accomplishments and Future Regulatory Challenges

William Apgar, Mark Duda • March 30, 2002

The U.S. Congress passed the Community Reinvestment Act (CRA) in 1977 to encourage depository institutions to meet the credit needs of lower income neighborhoods. The CRA was…
Working Papers

Examining Supply-Side Constraints to Low-Income Homeownership

J. Michael Collins, David Crowe, Michael Carliner • October 5, 2001

Much of homeownership research and policy focuses on financial or information barriers that might frustrate low-income renter households from buying a home. Given existing…