Lei Ding, Hyojung Lee, Raphael Bostic
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March 4, 2019
This study provides new evidence on the effectiveness of the Community Reinvestment Act (CRA) on small business lending by focusing on a sample of neighborhoods with changed…
Raphael Bostic, Arthur Alcolin
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February 27, 2018
This paper was originally presented at A Shared Future: Fostering Communities of Inclusion in an Era of Inequality, a national symposium hosted by the Harvard Joint…
Our new working paper explores healthy home concerns and behaviors among American homeowners and renters. We show that both groups are interested in improving the indoor…
Mariel Wolfson, Elizabeth La Jeunesse
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March 25, 2016
Information about Americans' healthy housing concerns, including principles of indoor air and environmental quality, and surveys analyzing perceptions of homeowners, renters…
This Spring, I attended the National Healthy Homes Conference in Nashville, Tennessee. The three-day conference attracted over 1,000 attendees, including more than 150…
HBTL-09: Dual mortgage markets are a direct descendent of key policy responses to the Great Depression. Prior to the Depression, nearly all mortgages were five-…
Current discussions of climate change do not often focus on housing. Unless large numbers of homes are destroyed or damaged by extreme weather events such as hurricanes,…
W13-4: This paper is part of a larger project that situates American housing within the ecologically-oriented 1970s, when energy independence and environmental…
Raphael Bostic, Kathleen Engel, Patricia McCoy, Anthony Pennington-Cross, Susan Wachter
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February 1, 2008
UCC08-9: The subprime mortgage market, which consists of high-cost loans designed for borrowers with weak credit, has grown tremendously over the past ten years. Between…
Raphael Bostic, Paul Calem, Susan Wachter
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February 5, 2004
BABC 04-5: There is a broad consensus regarding the benefits of homeownership, which include wealth accumulation and improvements along social and personal dimensions.…