Sharon Cornelissen, Luisa Godinez-Puig
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May 10, 2023
Residential racial segregation is not only on the rise, but is shifting locations: recent research found that 81 percent of all US metros over 200,000 residents were more…
Luisa Godinez-Puig, Sharon Cornelissen
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May 8, 2023
Racial segregation and the unequal allocation of resources have long shaped American cities, through a history of both overt and subtle racist policies and practices. While…
Andrew Davidson, Alex Levin, Susan Wachter
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November 13, 2013
HBTL-13: This paper addresses the expansion and performance of non-traditional mortgage lending products to better understand the impact of such products on borrowers…
MF10-15: This paper examines mortgage credit markets and the need for government intervention to protect and advance the public interest. We identify as rationales for…
Raphael Bostic, Kathleen Engel, Patricia McCoy, Anthony Pennington-Cross, Susan Wachter
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February 1, 2008
UCC08-9: The subprime mortgage market, which consists of high-cost loans designed for borrowers with weak credit, has grown tremendously over the past ten years. Between…
Raphael Bostic, Paul Calem, Susan Wachter
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February 5, 2004
BABC 04-5: There is a broad consensus regarding the benefits of homeownership, which include wealth accumulation and improvements along social and personal dimensions.…