Sharon Cornelissen, Luisa Godinez-Puig
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May 10, 2023
Residential racial segregation is not only on the rise, but is shifting locations: recent research found that 81 percent of all US metros over 200,000 residents were more…
Luisa Godinez-Puig, Sharon Cornelissen
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May 8, 2023
Racial segregation and the unequal allocation of resources have long shaped American cities, through a history of both overt and subtle racist policies and practices. While…
MF10-7: This year marks the thirty-fifth anniversary of the Home Mortgage Disclosure Act (HMDA), a law designed to discourage redlining in mortgage lending and to…
UCC08-1: Americans are no stranger to debt. In 2004, 76.4 percent of all households reported some form of borrowing. Fully 46.2 percent of all households had at least…
William Apgar, Amal Bendimerad, Ren Essene
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April 25, 2007
For decades “fair lending” issues have received attention in both public policy arenas and the popular press, but the release of 2004 Home Mortgage Disclosure Act (HMDA) data…
Over the last two decades, the rise of risk based pricing, the growing importance of the secondary mortgage market, and the emergence of mortgage brokers in the marketing and…