Sharon Cornelissen, Luisa Godinez-Puig
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May 10, 2023
Residential racial segregation is not only on the rise, but is shifting locations: recent research found that 81 percent of all US metros over 200,000 residents were more…
Luisa Godinez-Puig, Sharon Cornelissen
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May 8, 2023
Racial segregation and the unequal allocation of resources have long shaped American cities, through a history of both overt and subtle racist policies and practices. While…
From time to time, Housing Perspectives features posts by guest bloggers. Today’s post was written by Patricia McCoy, Liberty Mutual Insurance Professor, Boston College…
HBTL-01: From 2007 through 2011, the United States housing market suffered from a severe imbalance in supply and demand. On the supply side, there were too many homes…
MF10-6: Since mid-2007, the federal government has devoted enormous sums of money and effort to foreclosure prevention. Washington’s approach to rising foreclosures has…
Patricia McCoy, Elizabeth Renuart
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February 1, 2008
UCC08-5: In this chapter, we provide a critical analysis of the legal landscape of residential mortgage lending and explain how federal law abdicated regulation of the…
Raphael Bostic, Kathleen Engel, Patricia McCoy, Anthony Pennington-Cross, Susan Wachter
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February 1, 2008
UCC08-9: The subprime mortgage market, which consists of high-cost loans designed for borrowers with weak credit, has grown tremendously over the past ten years. Between…