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Blog

Tenure Transitions Are More Common Than We Think

Kristin Perkins • October 3, 2018

Commonly-used measures of the homeownership rate generally describe aggregate trends consistent with the image of young households that start out as renters, become…
Blog

Family Instability… It’s Not Just Mom and Dad

Kristin Perkins • March 29, 2018

Children experience many changes in their households while they are growing up. But while we often think about divorcing and remarrying parents as common changes in household…
Working Papers

Prepayment Risk and Lower Income Mortgage Borrowers

Wayne Archer, David Ling, Gary McGill • October 9, 2001

This paper examines the differential home mortgage termination experience of “affordable housing” households in the United States from 1985 to 1995. Using five two-year…