Is allowing borrowers to suspend mortgage payments an effective way to stabilize the economy during a recession? In a new working paper, Omeed Maghzian and I attempt to…
This paper estimates the impact of household liquidity provision on macroeconomic stabilization using the 2020 CARES Act mortgage forbearance program. We leverage…
Providing between $25,000 and $100,000 per unit in assistance for shared equity homeownership opportunities would allow approximately 6.6 million additional households to…
Kristin Perkins, Shannon Rieger, Jonathan Spader, Chris Herbert
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October 21, 2019
Previous studies of the financial constraints for homeownership attainment have found that cash grants to cover down payment and closing costs can fairly substantially…
Commonly-used measures of the homeownership rate generally describe aggregate trends consistent with the image of young households that start out as renters, become…
Children experience many changes in their households while they are growing up. But while we often think about divorcing and remarrying parents as common changes in household…
Research on family instability typically measures changes in coresident parents, but children also experience changes among other household members. The likelihood of…
Foreclosures have negative effects not only for the people who lose their homes, but also for the neighborhoods where they lived.
In an article that recently appeared in…
Compared to children who do not move to a new home, children who move are more likely to do worse in school, have more physical and mental health problems, and are more…
Residential mobility is a common experience among Americans, especially children. Most previous research finds residential mobility has negative effects on children's…
