The economic pain we are experiencing in the wake of the pandemic calls for unprecedented government action to contain the fallout from a policy-induced economic coma. It…
Even though Fannie Mae and Freddie Mac returned to very-low down payment lending following the financial crisis, saving for a down payment remains one of the biggest barriers…
Providing between $25,000 and $100,000 per unit in assistance for shared equity homeownership opportunities would allow approximately 6.6 million additional households to…
Michael Stegman, Richard Cooperstein
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October 9, 2019
Over the years, with the approval of their regulator/conservator, the Federal Housing Finance Agency (FHFA), Fannie Mae and Freddie Mac (the GSEs) put in place an opaque…
Like cicada swarms, presidential commissions and federal initiatives to eliminate local barriers to housing development have a certain temporal cadence. By my accounting,…
Much of the writing that I will undertake in my fellowship year at the Joint Center for Housing Studies will address the Trump administration’s and Congress’s administrative…
Commonly-used measures of the homeownership rate generally describe aggregate trends consistent with the image of young households that start out as renters, become…
Children experience many changes in their households while they are growing up. But while we often think about divorcing and remarrying parents as common changes in household…
Foreclosures have negative effects not only for the people who lose their homes, but also for the neighborhoods where they lived.
In an article that recently appeared in…
Compared to children who do not move to a new home, children who move are more likely to do worse in school, have more physical and mental health problems, and are more…