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Blog

Tenure Transitions Are More Common Than We Think

Kristin Perkins • October 3, 2018

Commonly-used measures of the homeownership rate generally describe aggregate trends consistent with the image of young households that start out as renters, become…
Blog

Family Instability… It’s Not Just Mom and Dad

Kristin Perkins • March 29, 2018

Children experience many changes in their households while they are growing up. But while we often think about divorcing and remarrying parents as common changes in household…
Working Papers

Behaviorally Informed Home Mortgage Credit Regulation

Michael Barr, Sendhil Mullainathan, Eldar Shafir • April 1, 2008

UCC08-12: Choosing a mortgage is one of the biggest financial decisions an American consumer will make. Yet it can be a complicated one, especially in today’s…