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There are many causes to the collapse of the housing market and the recent financial turmoil, but the contribution of the CRA appears marginal. While banks did engage in…

W06-5: This paper examines the determinants of the ownership of multiple homes and the influence of multiple-homeownership on the income elasticity of housing demand. It…

W05-8: The rapid rise in home prices in countries around the world has focused new attention on the role that housing and housing wealth plays in enhancing the financial…

W05-6: Homeownership has received great support from policy makers because of its perceived significant financial and social benefits for both individuals and…

W03-5: Housing is the cornerstone of household wealth, especially for low-income households. With the growth in the U.S. homeownership rate, housing wealth is important…

W01-6: This paper explores the relationship between housing and household wealth. Any such study encounters two challenges: measuring household wealth and tracing the…

This paper addresses several basic questions regarding second homes: what is or should be counted as a second home; how many second homes exist in the United States; where…

This paper attempts to further clarify the findings of Joseph Gyourko and Peter Linneman in “The Changing Influences of Education, Income, Family Structure, and Race on…