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Working Papers

Conserving Forests and Preserving Housing Affordability

Julia Smachylo • January 26, 2021

This paper explores and contributes to scholarship on the escalating related concerns of environmental conservation and housing affordability. Situated within contemporary…
Working Papers

Behaviorally Informed Home Mortgage Credit Regulation

Michael Barr, Sendhil Mullainathan, Eldar Shafir • April 1, 2008

UCC08-12: Choosing a mortgage is one of the biggest financial decisions an American consumer will make. Yet it can be a complicated one, especially in today’s…
Working Papers

Institutions and Inclusion in Saving Policy

Michael Sherraden, Michael Barr • February 15, 2004

BABC 04-15: Low- and moderate-income households save for routine payments, such as rent, as well as for major purchases, such as a washing machine or a car. Saving also…