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Blog

Tenure Transitions Are More Common Than We Think

Kristin Perkins • October 3, 2018

Commonly-used measures of the homeownership rate generally describe aggregate trends consistent with the image of young households that start out as renters, become…
Blog

Family Instability… It’s Not Just Mom and Dad

Kristin Perkins • March 29, 2018

Children experience many changes in their households while they are growing up. But while we often think about divorcing and remarrying parents as common changes in household…
Working Papers

Where Does it Go? Spending by the Financially Constrained

Shawn Cole, John Thompson, Peter Tufano • February 1, 2008

UCC08-3: In this paper, we analyze the spending decisions of over 1.5 million Americans who vary in their degree of revealed credit constraints. Specifically, we analyze…