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Mexico is at a crossroads. Restoration of macroeconomic stability and economic growth, coupled with strong commitment to housing reforms, provides the nation with a unique…

Today’s mortgage market bears little resemblance to the one that existed just a decade ago. Key changes include the increasing use of automated underwriting, credit scoring,…

The dream of equal, fair, and expanded access to credit in low-income communities was never more within the nation’s grasp. Three decades ago credit for home mortgages and…

Despite the 2001 recession and weak ensuing recovery, by most measures 2002 was the strongest year for housing on record. Residential investment, home sales, homeownership…

With the economy emerging from its first recession in nearly a decade, the housing sector continues to display remarkable resilience. Even after the events of September 11th…

The United States Congress passed the Community Reinvestment Act (CRA) in 1977 to encourage depository institutions to meet the credit needs of lower-income communities. The…

Housing markets stood up well in 2000 despite growing uncertainty about the direction of the economy. After years of rapidly rising rents and home prices, however, housing…

The Fannie Mae Foundation and the Joint Center for Housing Studies of Harvard University convened a series of Issues Forums during the fall and winter of 2000-2001 to provide…

Housing markets began the twentyfirst century on a high note. Buoyed by the longest economic expansion in history, home sales, homeownership rates, and the value of…

Breakthroughs in medicine and improved lifelong health are changing the way people in their 60s and 70s look at their housing choices, while greater financial resources and…