Because housing affordability has proven to be an ongoing challenge in the United States, there is renewed interest in European-style social housing. While the German, Swiss…
This paper is the second part of a study on the Dutch social housing system. The first paper traced the history of the system. Nonprofit housing associations (called…
Social housing makes up 29 percent of the total housing stock in the Netherlands. These social units, which in 2022 rented for an average of €560 per month (or about $600),…
Social housing makes up 29 percent of the total housing stock in the Netherlands. While the definition of “social housing” has changed over the last 120 years, as of 2022 it…
UCC08-8: For centuries, legislated caps on loan interest rates (rate ceilings) have been advocated as a form of consumer protection in otherwise free market economies.…
BABC 04-14: The 1971 federal Fair Credit Reporting Act (FCRA) was intended to promote greater accuracy in credit reporting in the United States. Inaccurate credit…