Gopal Ahluwalia, Kermit Baker, Kent Colton
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April 19, 2022
The 100 largest home builders in the US now account for about half of all new single-family home sales, up from just over a third two decades ago. However, according to “…
Gopal Ahluwalia, Kermit Baker, Kent Colton
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April 19, 2022
Although still fragmented, the homebuilding industry has undergone changes in recent years that have increased the share of production by larger builders. The top 100…
The share of older households with debt secured by their primary residence more than doubled between 1995 and 2016. This study uses the Survey of Consumer Finances (SCF) to…
Kristin Perkins, Shannon Rieger, Jonathan Spader, Chris Herbert
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October 21, 2019
Previous studies of the financial constraints for homeownership attainment have found that cash grants to cover down payment and closing costs can fairly substantially…
Elizabeth La Jeunesse, Alexander Hermann, Daniel McCue, Jonathan Spader
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September 17, 2019
Housing affordability has been a growing concern across the US over the past three decades. Indeed, between 1990 and 2017, the number of units renting for under $600…
First-time homebuyers increasingly include never-married households and newly-formed households, according to a new working paper I co-authored with Shannon Rieger and Sean…
The backdrop for the HIVE (Housing Innovation Vision Economics) Home Builder Survey was a shortage of housing and a serious housing affordability challenge – some would call…
Although homeownership rates rose for all racial and ethnic groups in 2016-2018, rates for black owners rose at a slower pace than for other groups. Consequently, the…
Homeownership has long been a central pillar of financial security for American families. However, the foreclosure crisis led many families and policymakers to revisit their…