The economic pain we are experiencing in the wake of the pandemic calls for unprecedented government action to contain the fallout from a policy-induced economic coma. It…
Even though Fannie Mae and Freddie Mac returned to very-low down payment lending following the financial crisis, saving for a down payment remains one of the biggest barriers…
Michael Stegman, Richard Cooperstein
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October 9, 2019
Over the years, with the approval of their regulator/conservator, the Federal Housing Finance Agency (FHFA), Fannie Mae and Freddie Mac (the GSEs) put in place an opaque…
Like cicada swarms, presidential commissions and federal initiatives to eliminate local barriers to housing development have a certain temporal cadence. By my accounting,…
Much of the writing that I will undertake in my fellowship year at the Joint Center for Housing Studies will address the Trump administration’s and Congress’s administrative…
The modest population growth in many slow-growing US states not only masks significant racial and ethnic changes among residents, it also obscures significant changes in the…
Whenever the Census Bureau releases its annual population estimates, the press release and the coverage that follows invariably single out the fastest growing places. In…
Since families with children are primary drivers of household formation and housing consumption, changes in fertility rates can have significant impacts on housing markets.…
How should we define the baby boom, Generation X, and the millennial generation?
In a Joint Center blog published in 2012, I argued that using 20-year age spans for each…
Analyses of data used in a recent Census Bureau report show that homeownership rates for younger adult children of immigrants are substantially higher than rates for…