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Blog

Addressing Climate Change and Equity Concerns in Denver

Rani Murali, Emily Kent • August 3, 2021

In November 2020, residents of Denver, Colorado voted to increase the local sales tax by 0.25 percent to support efforts to address climate change. The measure, which is…
Working Papers

Mortgage Credit and the Evolution of Risk-Based Pricing

Frank Raiter, Francis Parisi • February 23, 2004

BABC 04-23: Mortgage lenders have long used credit scores as a basis for estimating borrower risk. This risk differentiation is reflected in the coupon rate of the loan…